Truly independent financial advice

Financial Calculators

For illustration only we have a selection of useful calculators. We hope you find them useful but remember that the figures should not be used for making any financial decisions.

Please note we do not store or see any of the information you input to these calculators.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

The Financial Conduct Authority does not regulate Estate and Tax Planning.

Mortgage Repayment Calculator

Mortgage Repayment Calculator

Find out how much your monthly mortgage payments could be. This can help you work out how much you could afford to borrow. The figures are only a guide to what you might pay.

Pension Calculator

Pensions Shortfall Calculator

Calculate how much retirement income you might receive from saving in a personal, stakeholder or group personal pension.

IHT Calculator

Inheritance Tax Calculator

By gifting at least 10% of your net estate to charity a reduced rate of Inheritance Tax may be applicable. Use this calculator to work out whether an estate will be liable to pay inheritance tax.





Kennet Financial Services

Our aim is to offer clients Financial Peace of Mind and Real Value for Money

About us

Independednt Financial Advisers (IFAs) based in Devizes, Wiltshire

Our philosophy is simply to guide our clients through the various stages in their lives where expert financial guidance is required from an experienced and trustworthy adviser.

Our aim is to help our clients achieve their financial objectives in a tax efficient and easily maintained manner with clear, uncomplicated solutions.

The reward is being able to work at achieving a long and happy association with clients where trust and transparency are paramount in the relationship.

Advisers David Kinch and Ben Trow have many years experience working with Individuals and Businesses and have built a reputation based on trust and the ability to explain what can be complicated subjects in easy to understand ways both face to face and in writing.

We use our experience to cut through the jargon unfortunately plaguing our Industry to provide options and solutions tailored to your needs.


Click here » to close extra information


We serve people best who:

  • have little time and/or expertise to manage their financial affairs
  • are seeking expert financial advice and/or investment review
  • want help to formulate and maintain a clear financial plan and strategy to make the most of their hard earned money
  • need a “sounding board”
  • want the discipline of a regular review of their finances
  • are seeking a sense of control, peace of mind and financial freedom
  • regard service and a trusted relationship as key to working with advisers of any sort

Click here » to close extra information



Our Specialist Areas

The Financial Services Authority does not regulate Taxation & Trust advice or Will writing.

Kennet Financial Services provides services like financial planning and financial advice, tax, personal pension advice as well as business advice. We also provide many other types of advice and private investing in Devizes, Wiltshire.

We offer a comprehensive financial planning service to include tax planning opportunities. We also provide a bespoke investment management service with an emphasis on strategic asset allocation.



Click here » to close extra information