Preferred Option
For clients who want a fully integrated financial plan that ensures they have the correct overall strategy to achieve agreed objectives and protect their financial position.
The service includes :-
Ongoing meetings
Annual review Once a year we will offer you a face to face meeting, during which we will review your circumstances, needs, priorities and establish whether your current investments remain suitable. We can also consider any other financial needs you may have.
Interim review meeting if required. In addition to the main annual meeting, we will offer you an interim review meeting.
Ad hoc meeting if required in addition to the core meetings you can request an additional meeting if you have had a change in circumstances which needs immediate action.
Reporting
Following our annual meeting, we will provide a report confirming our discussions, summarising our findings and outlining any recommendations we may make.
Update on relevant market developments
Clients circumstances, objectives and attitude to risk are reviewed annually
Budget and cash flow analysis reviewed annually
Access to portal if you are a wrap client so you can view details about your investments at any time, alternatively contact the office and we will obtain values for you.
Investment portfolio review
Portfolio re-balancing on an annual basis.
Using our expert knowledge of investments and the markets, we will review your investments’ performance, in accordance with our review schedule. Where necessary we will contact you to discuss any required changes to your portfolio.
Contact
Dedicated staff to answer calls and take action within 24 hours( Mon –Friday excludes bank holidays)
Proactive contact if prompt action may be required between meetings
A “sounding board” throughout the year
Newsletter. On a quarterly basis we update our newsletter, which is available HERE which contains useful articles to keep you informed about our firm and financial matters in general. Paper copies are available on request.
Administration
Client file retention and maintenance. As and when you provide us with updates to your circumstances, we update your file and will hold it securely at our offices for as long as you remain a client of ours, in accordance with our data protection policy.
Forward provider correspondence. We will forward any correspondence concerning your investments to ensure you are kept up to date with their performance and current value.
End of Tax Year Support
Liaising with 3rd party professionals. Where relevant, we will assist you with any information required in relation to your end of tax year return, which will be shared with your accountant, as required.
End of tax year service. Where required we will liaise with your other professional advisers e.g. solicitor and accountant to co-ordinate your affairs, ensure consistency of approach in related matters and provide relevant updates.
Implementation
The fee agreed for creating a client's strategy will incorporate the cost of implementing any recommendations we are asked to arrange.